What We Do - Regulatory

We have been at the forefront of insurance regulatory developments impacting those engaged in the transaction of insurance business for over 40 years.  We provide US regulatory advice, which is primarily state-based, and are often asked to counsel on cross-border regulatory implications of doing business globally.  We help tailor any transaction, insurance structure, agreement, product, or operating procedure to address and meet regulatory requirements.  Some examples of our experience include:

  • Insurance and reinsurance regulatory advice involving the representation of clients before insurance regulators. Our experience also includes drafting proposed state insurance statutes and/or amendments to such statutes, participating in hearings before regulators, and negotiating cease and desist and other administrative orders.

  • Providing innovative solutions for both single-owned and group-owned captive insurance companies by advising on various pooling or third-party risk sharing mechanisms and segregated cell structures that are prevalent in the market today, as well as creating and establishing many of the larger group-owned companies. We can also assist with the winding down of captive operations.  To date, we have represented well over 125 captives, reciprocals and trusts, as well as similar entities owned by commercial insurers located both offshore and onshore.

  • Licensing of insurers, reinsurers, agents, brokers, MGAs, adjusters, and reinsurance intermediaries.

  • Representing captives with insolvency matters, including receiverships, conservation, rehabilitation, and liquidation.

  • Advising on holding company requirements, regulatory implications and filings associated with M&A, stock redemptions, quasi-reorganizations, demutualizations, redomestications, credit for reinsurance, insurance company investments, risk-based capital, warranty programs, service contracts, excess and surplus lines operations, industrial insured exemptions, Terrorism Risk Insurance Program Reauthorization Act of 2015, insurance and reinsurance policy drafting, and anti-money laundering and sanctions compliance for US insurers.    

Email Disclaimer

CAUTION - Before you proceed, please note: Do not send us any confidential information. By clicking “accept” you agree that our review of the information contained in your e-mail and any attachments will not create an attorney-client relationship between you and our firm or any lawyer in our firm and will not prevent any lawyer in our firm from representing a party in any matter where that information is relevant, even if you submitted the information in a good faith effort to retain us, and, further, even if that information is highly confidential and could be used against you.